We have helped hundreds of homeowners to improve their quality of life by consolidating existing credit cards, loans and HP into one low monthly repayment.

We've even helped customers raise money to carry out those long over due home improvements, purchase a second home or that dream car.

So whatever your needs, y3s direct prides itself on being able to make the whole process of obtaining the right low cost loan quick and simple, and our friendly, helpful staff are always on hand to provide expert advice when needed whether its your first loan application or not.
how much do you want to borrow?
over how long would you like the loan?
Your monthly repayment
will be -
Calculator for illustrative purposes only. These repayments are without optional payment protection insurance, and in some cases we may charge a broker fee of up to 10% of the loan which may be added to the loan, this may effect the APR charged depending on your personal circumstances. In both situations the monthly repayment could be effected. We assess each case individually and will advise you at the outset concerning the appropriate APR charged and your monthly repayment plus full description of all financial implications concerning your application.
Loans typical APR 12.4% variable.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your Mortgage or any other debt secured on it.

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